Surf City Finance News
July 18, 2014

Non-resident home loans for Australian expats

Australians working overseas can use their hand-earned cash to invest in the Australian property market by securing a Non Resident Home Loan that allows them to purchase a rental investment property.

More and more expatriate Australians are taking advantage of Non Resident Mortgages being offered by Australian lenders to build their investment portfolio or purchase a property that they intend to rent out now, and live in upon their return.

Surf City Finance works with many lenders who offer Non-Resident Mortgages that give the borrower the same entitlements that they would enjoy if they were seeking a loan while living in Australia, such as:

  • Low interest rate
  • Low deposit amount
  • Redraw availability.

Your eligibility for a Non Resident Home Loan will depend on a number of factors such as: the country that you’re working in; how long you’ve been employed in your current position; the currency that you’re paid as a result of that employment; your credit history; and, your savings and current investments.

Importantly, don’t decide for yourself your eligibility. Why? Because different lenders have different criteria. Surf City Finance works with a number of Non Resident Mortgage lenders and will find for you the loan product that offers the best chance of a positive result.

Contact us on (03) 5273 4949 to find out more or, if you’re living overseas, contact us via email on and we’ll get the process started.